For our clients (legal entities and individuals), ACB arranges all insurance lines, of which we emphasize:
Non-Life Insurances
- Property Damage insurances at „All Risk" principle (insurance covers all property losses, except from risks listed in exclusions)
- Property Damage insurances at Named Perils principles:
- Insurance from Fire, Explosion, Thunderstruck, Storm, Earthquake, Flood and Torrent, Water Outlet, ... („Fire" risks package, similar but wider than FLEXA coverage)
- Machinery Breakdown Insurance (from all internal and external, mechanical and electrical causes)
- Burglary and Robbery insurance
- Glass Breakage Insurance
- Insurance of computer equipment on package of „combined computer risks"
- Movable Equipment Insurance
- Insurance of Financial losses (loss of profit, fixed costs) due to Business Interruption caused by covered property damage peril
- Construction / Erection All Risk Insurance
- All other Property insurance lines
- Third Party Liability Insurances (for losses to third parties' health and property, caused by Insured's activities)
- General Third Party Liability
- Employer's Liability
- Product Liability
- Professional Liability (for losses occurred as errors in performing professional services – lawyers, doctors, engineers and others)
- Directors and Officers Liability
- Clinical Trial Insurance
- Other Liability Insurance Lines
- Marine - Goods in Transit insurance
- Motor Vehicles Insurance (motor third party liability and Casco)
- Insurance of floating vessels and aircrafts (liability and Casco)
- Trade Credit Insurance
- Cyber Insurance
- Individuals' Insurance:
- Accident (death, disability)
- Group Insurance coverage in case of Professional Illnesses
- Voluntary Health insurance lines (severe illnesses and surgeries, private health insurance …)
- All other Non-Life insurance lines
Life Insurances
- With savings element – protection of insured and beneficiary for case of death, with included profit (with or without additional insurances, such as accident and health insurance)
- Term life – protection of beneficiary for the case of insured's death only
- Scholarship insurance for children